Buying a House in the Netherlands in 2025? Beware of These Additional Costs

🔹 Buying a house in the Netherlands? Here’s what the real costs look like, *'cause it's more than just the purchase price!*

In this video, we explain all the costs you need to consider when buying a home in the Netherlands. The purchase price is only part of the story. From transfer tax and notary fees to optional services like inspections and agents, we break it all down for you. Plus, with clear examples, you'll understand exactly how much cash you need on hand.

In this video, you’ll discover:
✔️ What transfer tax is and whether you qualify for an exemption
✔️ The required notary and appraisal costs
✔️ Optional expenses that may be worth considering
✔️ How much savings you need at different price points
✔️ Why new-build homes may save you thousands in costs

Timestamps:
0:00 – Introduction
0:17 – Transfer tax: how much and who qualifies for exemption
0:39 – Notary fees and the two key deeds
1:01 – Appraisal report and its importance
1:20 – Mortgage advice and application costs
1:33 – Optional costs: technical inspection, bank guarantee, buying agent
2:18 – Example breakdown for €500,000 vs. €600,000 home
3:34 – What’s different if you’re buying a new-build home?

Why Viisi Hypotheken?
At Viisi Hypotheken, we do things differently from traditional mortgage advisors. We exclusively advise highly educated professionals and combine expert financial knowledge with a personal, stress-free experience. Independent, highly skilled, and fully transparent — no hidden fees, just full attention to your personal situation and needs.

▶️ More videos: https://www.youtube.com/@ViisiExpats
🔗 LinkedIn: https://www.linkedin.com/company/11308145
📷 Instagram: https://www.instagram.com/viisihypotheekadvies
⭐ Reviews: https://nl.trustpilot.com/review/viisi-expats.nl

Hashtags (YouTube):
#mortgageadvice #viisi #smartmortgageplanning #independentadvice #homefinancing #firstmortgage #mortgagerates #dutchhousingmarket #expatmortgage #buyingahomeNL #realestateNetherlands #transfercosts #newbuildvsresale #propertyexpensesNL #viisiexpats