RD VS FD | Fixed Deposit Vs Recurring Deposit | कौन ज़्यादा बेहतर | Sagar Sinha

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In this video, we compare Fixed Deposit (FD) vs Recurring Deposit (RD) with real examples:

FD: Lump sum investment, higher compounding, and better maturity value

RD: Monthly savings discipline, but lower final returns

Premature withdrawal rules and penalties

Where you can open FD/RD — banks, NBFCs, post office, and apps like Stable Money

How taxation works — FD पर TDS vs RD में self-declared tax

Which one is smarter for your goals

We’ll also show you calculation examples:

₹3,00,000 in FD → ₹4.22 lakh after 5 years

₹5,000/month RD for 5 years → ₹3.52 lakh maturity

By the end, you’ll know exactly which deposit suits your financial journey.

RD VS FD | Fixed Deposit Vs Recurring Deposit | कौन ज़्यादा बेहतर | Sagar Sinha

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