New 65-20-15 RULE for Your BUDGET | Money Rules 2025 | Ankur Warikoo Hindi

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In this video, I introduce the updated 65-20-15 budgeting rule that replaces the 50-30-20 formula for 2025. I break down how to allocate 65% for needs, 20% for wants, and 15% for investments and debt repayment, along with practical steps to audit your expenses and identify where your money actually goes each month.

The video covers essential financial habits including emergency fund creation, proper insurance planning, and investment strategies that can help you build a corpus of ₹20-30 lakhs over time. I also address common budgeting mistakes like lifestyle inflation, peer pressure spending, and improper bonus allocation. By implementing this systematic approach with automated SIPs and disciplined expense tracking, you can transform your financial situation from living paycheck to paycheck to building substantial wealth for your future.

#PersonalFinance #BudgetingTips #warikoo

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The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

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📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
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📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
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Ankur Warikoo is an internet entrepreneur and India's leading career mentor, reaching:

- 15Mn+ followers across YouTube, LinkedIn, Instagram, Twitter and Facebook
- 4X Bestselling author of Do Epic Shit (2021), Get Epic Shit Done (2022) Make Epic Money (2024), and Build an Epic Career (2025)
- Founder of WebVeda.com - an online school empowering young Indians, with 450,000+ career success stories and counting
- A career catalyst who's been both the interviewer and interviewee, the founder and the funded, the mentor and the mentee.
- Having navigated multiple career pivots (from physicist to consultant to CEO to content creator), he's now dedicated to helping you build an extraordinary career without making the same mistakes he did.

Featured in Fortune Magazine's 40 under 40 List for India, Forbes Top 100 Digital Creators list, and LinkedIn India's Top Voices, he brings real-world insights from his MBA at Indian School of Business, his time as CEO of Groupon India and nearbuy.com, and his journey of building multiple successful ventures.